UMLF
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Brighter Futures Utah Microenterprise Loan Fund
  Steps to Apply
 
  STEP 1:
Attend a Free Orientation
   
STEP 2:
Complete the Application Process
   
  STEP 3:
Present Your Business Plan
   
  STEP 4:
Close Your Loan
   
  STEP 5: Start or Grow Your Small Business!
   
  Access our Borrower Support Services
 

 
FAST FACT:

The UMLF holds loan committee meetings every two weeks.
 

STEP 2: Complete the Application Process

________________________________________________________

Our application package includes forms we will provide to you, your tax statements and the business plan you create. Together these will communicate the full vision for your small business.

 

  To prepare your loan application package :  

  • Complete your Loan Application including all forms provided.
  • Prepare a Personal Financial Statement (balance sheet)
  • Prepare your Business Plan, complete with financial projections
  • Provide copies of your last 3 years' personal tax returns
  • Identify a co-signer (if necessary)
  • For existing businesses:
    • Provide copies of your last 3 years' business tax returns
    • Provide current and historical business financial statements
  • Submit your loan application by the appropriate Credit Committee Deadline with your $50 application fee.





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